than saving up a lump sum
When you file for a chapter 7 bankruptcy, you can expect to discharge your debts and get out of bankruptcy in 3 4 months. This is a lot faster than saving up a lump sum and paying off each creditor. This could take a year or more and there is no guarantee that you will even be able to settle your debts during that time period..
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September 5, 2017
September 5, 2017
September 5, 2017